Prevent Further Damage
Once it’s safe, take reasonable steps to protect your home from additional damage.
Depending on the situation, that could mean:
- Covering a broken window
- Placing a tarp over a damaged area
- Moving undamaged belongings away from water
- Removing standing water around your property, and familiarizing yourself with how homeowners insurance may respond to water damage
- Calling a professional when the job is beyond a DIY fix
Don’t Toss Everything Just Yet
We know you want the storm debris gone. But before damaged belongings head to the curb, take a moment to document them.
If possible:
- Photograph damaged items
- Make a list of what was damaged
- Keep receipts or other proof of purchase when available
- Check with your insurance professional before disposing of significantly damaged items
Your trash pile might tell part of the story, but your photos can help tell the whole thing.
Give Your Insurance Professional a Call
Once you’ve handled immediate safety concerns and documented the damage, reach out to your insurance agent or company.
They can help you understand:
- What to do next
- How to report a claim
- What information or documentation may be needed
- Why flood insurance is worth having
Every storm and every policy is different, so it’s always a good idea to discuss your specific situation with your insurance professional.
Keep Your Cleanup Crew Safe
Storm cleanup can turn into a family affair, but some jobs are better left to the pros.
Be especially careful around:
- Chainsaws and power equipment
- Downed trees and large branches
- Damaged electrical systems
- Structural damage
- Mold or contaminated water
If something looks dangerous, don’t make it a DIY project.
The Takeaway
Storm cleanup is a process, not a race. Take a breath, make sure it’s safe, document the damage, and take reasonable steps to protect your home before you start clearing things away.
A little preparation after the storm can help you move from cleanup mode to getting your home back to normal. One step at a time.