Housefires can be devastating, causing extensive damage to your home and posing serious risks to your family’s safety. However, many housefires are preventable with a few proactive steps. By implementing these seven strategies, you can significantly reduce the risk of a fire breaking out in your home.
1. Install Smoke Alarms
Smoke alarms are your first line of defense against house fires. Install them on every level of your home, inside bedrooms, and outside sleeping areas. Test them monthly and replace the batteries at least once a year. Modern smoke alarms have a test button for this purpose—use it!
Tip: Consider interconnected smoke alarms, so when one sounds, they all do.
2. Maintain Your Electrical System
Electrical issues are a common cause of housefires. Regularly inspect your electrical system for signs of wear or faulty wiring. Overloaded outlets and extension cords can also pose a risk. If you notice flickering lights, frequently blown fuses, or a burning smell, contact a licensed electrician immediately.
Tip: Use surge protectors and avoid using multiple high-wattage devices on the same outlet.
3. Practice Safe Cooking Habits
The kitchen is a common place for fires to start. Never leave cooking food unattended, especially when using the stove. Keep flammable items like dish towels, paper towels, and curtains away from your cooking area. If a grease fire occurs, smother it with a lid or baking soda—never use water.
Tip: Keep a fire extinguisher easily accessible in your kitchen.
4. Use Heating Equipment Safely
The kitchen is a common place for fires to start. Never leave cooking food unattended, especially when using the stove. Keep flammable items like dish towels, paper towels, and curtains away from your cooking area. If a grease fire occurs, smother it with a lid or baking soda—never use water.
Tip: Keep a fire extinguisher easily accessible in your kitchen.
5. Store Flammable Materials Properly
Flammable materials, such as gasoline, paint, and cleaning supplies, should be stored in their original containers and kept in a well-ventilated area away from heat sources.
Tip: Store these items in a locked cabinet if you have children or pets.
6. Install Fire Sprinklers
Fire sprinklers can control or extinguish a fire before the fire department arrives. Consider installing them during home renovations or new construction. While the upfront cost can be high, the potential savings on home insurance and the increased safety can be well worth the investment.
Tip: Some localities offer incentives or rebates for installing fire sprinklers.
7. Create and Practice a Fire Escape Plan
In the event of a fire, every second counts. Create a fire escape plan that includes two exits from each room and a designated meeting place outside. Practice the plan with your family at least twice a year. Make sure everyone knows how to get out quickly and safely.
Tip: Teach children how to escape on their own in case you can’t help them.
At Swyfft, we believe in not only providing you with the best home insurance coverage but also helping you keep your home safe and sound.
If you have any questions about how your home insurance policy covers fire damage or if you need help updating your coverage, contact your Agent today.