10 Thanksgiving Disasters and How to Outsmart Them

Nov 6, 2023Insurance, Seasonal

Ah, Thanksgiving – that time of year when we gather with family and friends, expressing gratitude and feasting like there’s no tomorrow. But with great gatherings come great responsibilities, especially for us homeowners. So, we’ve compiled a list of the most common Thanksgiving disasters and added a few more so you can avoid anything that may come your way this Thanksgiving.

1. Turkey Fryer Fires: The grand spectacle of deep-frying a turkey can quickly turn into an inferno. Douse the drama by thawing your bird completely, maintaining a safe distance from flammables, and ensuring your fryer doesn’t runneth over. Oh, and shoo away the kiddos when that turkey takes the plunge. Should the worst happen, reach for a fire extinguisher (never water) and call your insurance rep when the flames settle (literally).

2. Kitchen Fires: Kitchens become bustling epicenters on Thanksgiving Day. To avoid this fiery fiasco, be watchful of flammable items, never abandon your stovetop, and keep a lid handy to smother any potential flames. Request an assistant to keep kids and pets at bay. In case of a fire, remember, your home insurance is your trusty sidekick.

3. Grease Fires: Sizzle, pop, oh no! The treacherous mix of hot oil and a moist turkey can ignite a dangerous situation. Keep the gobbler dry and at a safe depth when lowering it into the fiery abyss. Equip yourself with a fire extinguisher (not water) to face this foe.

4. Food Poisoning: Thanksgiving becomes a culinary battlefield, with an army of amateur chefs. The undercooked turkey takes center stage in this drama. To avoid a tummy catastrophe, ensure your turkey is thoroughly thawed, maintain pristine hygiene, and roast it to an internal temperature of 165°F. Cross-contamination is the villain here, so play it safe.

5. Home Thefts: As the holiday season kicks off, burglaries and larcenies surge. Thieves are well aware of your shopping sprees and holiday vacations. Safeguard your castle with a security system (plus, it might earn you an insurance discount), deploy timer-controlled lights, and have a friend collect your mail when you’re away. Home insurance can come to the rescue if you’re targeted.

6. Animal Liability Incidents: Our furry pals are often sweet, but unpredictability can rear its head. High spirits and crowds may trigger unexpected behavior. To prevent mishaps, prep your pets, and monitor them during festivities.

7. Clogged Drains and Sewer Backups: Your guests might not follow your home’s rules. Kitchen mix-ups and toilet indiscretions can turn into plumbing predicaments. A clogged drain mishap might become a future funny story, but severe blockages can spell disaster. 

8. Guest Injuries: Amid the merrymaking, accidents are just around the corner. Slips on icy paths, tumbles over rogue rugs, or tipsy falls post-feasting – all real possibilities. While we’ll do our best to protect our loved ones, accidents do happen. Luckily, your home insurance might help with medical expenses if things go south.

9. Power Outages: Thanksgiving kitchens are buzzing with electrical gadgets. Prevent a power outage catastrophe by avoiding circuit overload, especially in the kitchen. Surge protectors can be your silent guardian, ensuring your culinary tech doesn’t go dark.

10. Alcohol-Related Incidents: With celebrations come libations. The increased alcohol consumption can lead to spills, broken glassware, or intoxicated accidents. Promote responsible drinking, have non-alcoholic options, and consider arrangements for guests who might overindulge.

With a little wit and foresight, you can sidestep these Thanksgiving blunders. But if life throws a curveball, rest assured that your homeowners insurance policy might be your trusty safety net. So, celebrate with gusto, delicious food, and the confidence that you’re protected from life’s little hiccups.

Enjoy your Thanksgiving!